Keralaonroad Insurance

Motor insurance policy is mandatory in India. The policy will be issued by an insurance company. This is to protect the general public from any accident that may happen on the road. Indian law mandates that every vehicle owner in India should have one motor insurance policy. Now you will be able to purchase your policy after comparison with different insurance companies through Visit

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NCB (No Claim Bonus) :

If a vehicle owner is not making a single claim during the period of the motor insurance policy, he will get a discount in premium offered by insurance companies. This is known as NCB or No Claim Bonus.The no-claim bonus is a reward to the vehicle owner for prudent use of the vehicle.

IDV Value :

IDV is nothing but Insured's Declared Value. It represents the current market value of your vehicle. It will be fixed and provided by the insurer in case of theft or loss of vehicle.

NCB (No Claim Bonus) :

അപകടങ്ങൾ ഒന്നും ഇല്ലാതെ വാഹനം കൈകാര്യം ചെയ്യുന്നതിന് പകരമായി  ഇന്‍ഷുറന്‍സ് കമ്പനികള്‍ നല്‍കുന്ന പ്രീമിയം ഇളവാണ് നോ ക്ലെയിം ബോണസ്. കോംപ്രിഹെന്‍സീവ് അഥവാ ഫുള്‍ കവര്‍ ഇന്‍ഷുറന്‍സിലെ ഓണ്‍ ഡാമേജ് (Own Damage) പ്രീമിയത്തിലാണ് ഇളവു ലഭിക്കുക. എന്‍സിബിയുടെ കാലാവധി ഒരു വര്‍ഷം ആണ്. ഈ ഒരു വർഷത്തിനുള്ളിൽ  നഷ്ടപരിഹാരം നേടിയിട്ടില്ലെങ്കില്‍ തൊട്ടടുത്ത വര്‍ഷത്തെ ഇന്‍ഷുറന്‍സ് തുകയില്‍ നിശ്ചിത ശതമാനം ഇളവു ലഭിക്കും

IDV Value :

ഐ ഡി വി വാല്യൂ എന്നത് നിങ്ങൾ ഇൻഷ്വറൻസിനായി അപേക്ഷിക്കുന്ന സമയത്ത്,  ഇൻഷ്വറൻസ് കമ്പനി നിങ്ങളുടെ വാഹനത്തിനു കണക്കാക്കുന്ന മുല്യമാണ്.  ഒരു വാഹന  അപകടമോ വാഹന മോഷണമോ സംഭവിക്കുമ്പോൾ , മോട്ടോർ ഇൻഷുറൻസ് പോളിസി പ്രകാരം അവകാശപ്പെടാൻ കഴിയുന്ന പരമാവധി തുകയാ ണിത്‌.

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New Car LAND ROVER Discovery Sport Landmark Edition 2019
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new Bike KAWASAKI Versys 1000 2019
Versys 1000 2019
new Bike BAJAJ Pulsar 180 F
Pulsar 180 F


Why to have a Motor Insurance policy

Motor insurance gives protection to the vehicle owner. It will give protection against the damages of his/her vehicle and also pays for any Third Party Liability as per law. Third Party Insurance is a statutory requirement. The vehicle owner is legally liable for any damage or injury to a third party or property, arising out of the use of the vehicle in a public place. As per terms of the Motor Vehicles Act, 1988, driving a motor vehicle in a public place without insurance policy is a punishable offence.

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